PARTNERS

Diane Pankhurst is Johnny’s big sister. She’s also a qualified Financial Planner.

People work nightshifts for a variety of reasons. Reasons include, but are not limited to less distractions, ability to spend time with their family and greatly reduced commuting times. However, more often than not peoples number one reason for working the nightshift is the uplift in pay. Did you know employees have no legal obligation to pay you more for working the nightshift?

Getting your ‘house’ in good financial shape can seem a daunting task, but it doesn’t have to be. People who take regular financial advice say it significantly benefits their emotional and mental health. They state it has improved their quality of life and enabled them to reach specific goals.

The right financial advice with a trusted planner can help you build strong foundations for the future; both for yourself and for your loved ones. Diane can help in a variety of ways. Read on to find out more…

Protecting you and your family – Policies like mobiles and most other things in life continually upgrade in terms of the cover they offer and it’s important to check you are getting the best value for your money. Is your income protected in the event of sickness – do you have anything in place if you are self-employed to make sure you have an income if sick? If you have had children family cover is an important area to consider and is often an inexpensive cover to put in place.

Pension / Retirement Planning – perhaps you have moved employers and will have an old “frozen” pension pot. These need to be reviewed to ensure the charges are not too high and that the pension continues to grow for you. You may now be self-employed and not have a suitable pension in place – again with the recent announcement of pension age rising this is an important area to consider.

Will Service – it is really important to have a valid will in place to protect your loved ones and to ensure your assets go to the people you want if you were to die.

All the services Diane can help with are detailed below:

• Buying your first home or your next home
• Reduce your mortgage payments 
• Buy a holiday home or investment property
• Review old pension pots
• Take money from your pension (over 55)
• Understand your current pension
• Get a better return on your savings and investments
• Save for retirement, or your children 
• Understand what happens if you die
• Understand what happens if you’re off work sick
• Maximise tax reliefs available to you
• Organise your will

If you’re looking for straight talking financial advice give Diane a shout via her email diane@weareiq.com and she’ll get you sorted. Don’t forget to mention you heard about her via the What About Ye? website.

Amie Collings is Matt’s eldest daughter. She’s also a qualified dietitian.

Encouraging and supporting your nightshift workers to make smart, nutritious food and drink choices is key to creating a healthy and productive workforce.

Dietitians interpret the science of nutrition to improve health and treat diseases/conditions by educating and giving practical, personalised advice. It’s important you can trust the content we post, therefore everything food and drink related, such as our shift worker recipes and food tips is vetted and approved by Amie.